หลังจากที่ตั้งท่ามาพักใหญ่ๆ ในที่สุดธนาคารแห่งประเทศไทย หรือ แบงก์ชาติ ก็เอาจริงด้วยการประกาศเกณฑ์คุมเข้มสินเชื่อเพื่อที่อยู่อาศัย ออกมาเมื่อวันพฤหัสบดี ( 4 ต.ค.) เรียบร้อยวังบางขุนพรหม งานนี้เล่นเอาบรรดาผู้ประกอบการอสังหาริมทรัพย์หลายราย ร้องโอดโอย โดยเฉพาะรายที่เกณฑ์มีผลกระทบตรงๆ เพราะคราวนี้แบงก์ชาติพุ่งเป้าไปที่ บ้าน และ คอนโดมิเนียม หลังที่ 2 และบ้าน – คอนโดฯ ที่มีราคาตั้งแต่ 10 ล้านบาทขึ้นไป ต้องวางเงินดาวน์ 20% ของมูลค่าบ้าน ซึ่งหมายถึงแบงก์ชาติให้ใช้เกณฑ์ LTV (Loan to Value) หรืออัตราส่วนการปล่อยสินเชื่อเมื่อเทียบกับมูลค่าบ้านเพียง
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